Products and Services
Mortgage ProtectionMortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. With mortgage life insurance protection, in the event of a death, the mortgage will be paid in full, so your family can keep or have time to sell the house.
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Final ExpenseFinal Expense insurance will cover you for life. With final expense insurance, prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure funeral and other end of life expenses are covered. I also offer Emergency Response Network notification, so I can help your family and friends during this difficult time.
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Fixed Indexed AnnuitiesThe closer you are to retirement, the more likely you will need to change your investing strategy to a secure portfolio, that doesn't fluctuate with the market. Fixed Index Annuities (FIA) credit interest using formulas based on changes in specific indexes for a protected retirement income. Death benefits can also be added to an Annuity contract. .
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Indexed Universal LifeLife Insurance with cash value that benefits from the upside of securities market gains tax-free, without the risk of a stock market downturn. A person can use the cash value built up in the policy as collateral for a loan without impacting social security benefit amounts. The policy must remain in force to maintain the favorable tax treatment of the loan.
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